For Real Estate Investors Who Think in ROE

Stop Guessing.
Start Optimizing.

Your equity should work as hard as you do. ROE Engine tracks return on equity across your entire portfolio and tells you exactly when to refinance, hold, or redeploy capital.

Free 14-day trial. No credit card required.

256-bit encryption
SOC 2 practices
No credit card required

Built by real estate investors who got tired of spreadsheets.

"I had no idea how much equity was sitting idle in my portfolio. ROE Engine flagged two properties for refinance — I freed up $140K and redeployed at 11% ROE."

Marcus T.

12-unit portfolio, Nashville

"I was using spreadsheets for 6 years. Within 30 minutes of importing my properties, ROE Engine showed me things I'd completely missed."

Sarah K.

8 properties, Austin

"The decision framework is the killer feature. Every property gets a verdict backed by math — not gut feeling. It changed how I think about my portfolio."

David L.

23 doors, Charlotte

The Hidden Leak

Your Equity Is Growing. Your Returns Are Shrinking.

Most real estate investors track rent, appreciation, and cash flow. Few track how efficiently their equity is performing.

As properties appreciate and loans amortize, equity grows — but return on equity naturally declines. Left unmanaged, capital that once delivered strong performance can quietly become underproductive.

ROE Engine treats declining ROE as a signal to act — identifying when to refinance, hold, or redeploy capital so your portfolio continues to perform at its highest potential.

How It Works

From Spreadsheet Chaos to Clarity in 3 Steps

1

Add Your Properties

Enter your property details manually or import them. Loan terms, purchase price, current value — we handle the rest.

2

Get Automated Analysis

ROE, DSCR, cash flow, and capital efficiency — calculated instantly using live FRED mortgage rates.

3

Act on Recommendations

Each property gets a verdict: refinance, hold, or sell. Every recommendation shows the math and portfolio-level impact.

Features

Built for Equity-Aware Investors

Capital Efficiency Tracking
See exactly how many dollars per year your equity is earning above — or leaving below — your target ROE. The metric most investors never track.
Automated Decision Framework
Every property is classified: refinance, hold, or sell. Each recommendation includes reasoning, portfolio impact, and safety-tested thresholds.
Portfolio Playbook
See the combined impact of executing every recommendation — total capital freed, projected ROE, cash flow, and DSCR after full redeployment.
Scenario Stress Testing
Stack rent changes, rate shifts, and expense adjustments. Compare up to 3 scenarios side-by-side across your entire portfolio.
Balloon & ARM Alerts
Track balloon maturity timelines, stress-test refinance scenarios at different rate environments, and get ARM reset warnings before deadlines hit.
Live FRED Rate Integration
Mortgage rates pulled from the Federal Reserve, with investment property spreads applied automatically. Always current, never stale.

Product Tour

See It in Action

Explore the key screens that help investors track ROE, model scenarios, and make data-driven portfolio decisions.

Dashboard
Total Properties

6

Portfolio Value

$2.4M

Avg ROE

7.8%

Monthly Cash Flow

$4,120

Monthly Cash Flow by Property

P1
P2
P3
P4
P5
P6
Action

2 properties below target ROE — refinance analysis available.

Dashboard Preview

See Your Portfolio's True Performance

Portfolio Summary
Capital Efficiency

+$8,240/yr

Monthly Cash Flow

$3,847/mo

Total Equity

$847,200

Portfolio DSCR

1.65x

Recommendation

2 properties flagged for refinance — potential to free $127,400 in trapped equity.

PropertyROECash FlowVerdict
123 Main St8.4%$1,240/moHold
456 Oak Ave3.1%$847/moRefinance
789 Elm Dr2.8%$1,760/moRefinance

The ROE Engine Effect

See the Impact of One Refinance Cycle

A real-world example: 3 properties, 2 flagged for refinance, $127K in trapped equity freed and redeployed at 10% ROE.

Before
Monthly Cash Flow

$2,840/mo

Return on Equity

4.2%

Est. 1yr Total Return

$58,400

AfterWith Redeployment
Monthly Cash Flow

$3,670/mo

+$830/mo (+29%)

Return on Equity

10.0%

+5.8 pts

Est. 1yr Total Return

$72,340

+$13,940 (+24%)

Example based on a 3-property portfolio. Individual results depend on equity position, market rates, and local conditions.

Pricing

Simple, Annual Pricing

One price, billed annually. Free 14-day trial on every plan. Archived properties are always free.

Starter
$99/year
~$9/mo billed annually
Up to 10 active properties
  • Portfolio dashboard
  • Refinance recommendations
  • Scenario modeling (5 saved)
  • Commercial loan tracking
  • FRED rate integration
Most Popular
Growth
$299/year
~$29/mo billed annually
Up to 30 active properties
  • Everything in Starter
  • Priority rate updates
  • Advanced analytics
  • Email support
Professional
$799/year
~$79/mo billed annually
Unlimited active properties
  • Everything in Growth
  • Unlimited scenarios
  • API access
  • Priority support

FAQ

Frequently Asked Questions

Newsletter

Stay Updated

Get real estate investing tips, ROE strategies, and product updates delivered to your inbox.

Your Equity Won't Optimize Itself

Join investors who track what matters. Start your free trial and see where your portfolio is leaking returns.

No credit card required.