For Real Estate Investors Who Think in ROE

Stop Guessing.
Start Optimizing.

Your equity should work as hard as you do. ROE Engine tracks return on equity across your entire portfolio and tells you exactly when to refinance, hold, or redeploy capital.

Up to 2 properties · no card required

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Built by a real estate investor who got tired of spreadsheets.

Illustrative scenarios — not customer testimonials. Full versions on Customer Stories.

Illustrative scenario

Sarah thought she was doing fine because her cash flow was positive — ROE Engine showed her she was leaving tens of thousands of dollars on the table every year.

Sarah M.

4-unit portfolio, Austin, TX

Illustrative scenario

Marcus and David spent years building spreadsheets that still couldn't tell them what ROE Engine showed them in the first ten minutes — the refinance priority ranking alone, they said, paid for a decade of subscriptions.

Marcus & David L.

12-property partnership, Cleveland, OH

Illustrative scenario

Priya became a real estate investor to build passive income, not to become a spreadsheet jockey — ROE Engine gave her weekends back and improved her decision-making.

Priya K.

8-unit mixed portfolio, Phoenix, AZ

The Hidden Leak

Your Equity Is Growing. Your Returns Are Shrinking.

Most real estate investors track rent, appreciation, and cash flow. Few track how efficiently their equity is performing.

As properties appreciate and loans amortize, equity grows — but return on equity naturally declines. Left unmanaged, capital that once delivered strong performance can quietly become underproductive.

ROE Engine treats declining ROE as a signal to act — identifying when to refinance, hold, or redeploy capital so your portfolio continues to perform at its highest potential.

How It Works

From Spreadsheet Chaos to Clarity in 3 Steps

1

Add Your Properties

Enter your property details manually or import them. Loan terms, purchase price, current value — we handle the rest.

2

Get Automated Analysis

ROE, DSCR, cash flow, and capital efficiency — calculated instantly using live FRED mortgage rates.

3

Act on Recommendations

Each property gets a verdict: refinance, hold, or sell. Every recommendation shows the math and portfolio-level impact.

Features

Built for Equity-Aware Investors

From the first acquisition offer to the year-end tax package — every decision your portfolio needs, backed by math instead of gut feeling.

Some features are available on Growth and above — see plans for tier details.

Decide with confidence

Sell, Refinance or Hold
Every property gets a verdict backed by math: refinance, hold, or sell, each with reasoning, portfolio impact, and safety-tested thresholds.
Acquisition Analyzer
Model a purchase before you make an offer: day-one cash flow, cap rate, DSCR, and cash-on-cash, plus exactly how it moves your whole portfolio.
Portfolio Benchmarking
Compare every property against your own portfolio, standard rules of thumb, and market rent, so you know which ones are worth a second look and why.
Capital Efficiency
See how many dollars a year your equity earns above, or leaves below, your target ROE — the metric most investors never track.

Plus everything to run the portfolio: leases & alerts, Schedule E & depreciation, entities & holding companies, lender packages, and more.

Product Tour

See It in Action

Four screens from the running product: what your portfolio is doing, what the engine recommends and why, where the money went, and what your accountant needs.

DashboardSample portfolio
The ROE Engine portfolio dashboard, showing equity to redeploy, return below target, cash flow, estimated one-year total return, total equity, and portfolio DSCR for a four-property sample portfolio.
Opens with what your equity is doing: how much of it is underperforming, what that costs per year, and which property is losing money.

Real screens from the app, captured against a sample portfolio — not mockups. Your own numbers replace these on day one.

The ROE Engine Effect

See the Impact of One Refinance Cycle

Illustrative scenario

An illustrative example: 3 properties, 2 flagged for refinance, $127K in trapped equity freed and redeployed at 10% ROE. Example figures; results depend on your portfolio.

Before
Monthly Cash Flow

$2,840/mo

Return on Equity

4.2%

Est. 1yr Total Return

$58,400

AfterWith Redeployment
Monthly Cash Flow

$3,670/mo

+$830/mo (+29%)

Return on Equity

10.0%

+5.8 pts

Est. 1yr Total Return

$72,340

+$13,940 (+24%)

Example based on a 3-property portfolio. Individual results depend on equity position, market rates, and local conditions.

Pricing

Simple, Transparent Pricing

Choose monthly or annual billing. Free 14-day trial on every plan. Archived properties are always free.

AnnualMonthly
Save up to 17% with annual billing
Starter
$150/yr
billed annually
Up to 3 active properties
  • Sell / refinance / hold decision engine
  • Portfolio dashboard & per-property metrics
  • Transactions & Schedule E with depreciation
  • Leases, tenants & expiry/rate-drop alerts
  • Goals & trajectory
  • Scenario modeling
  • Portfolio digest email
  • FRED rate integration
Most Popular
Growth
$390/yr
billed annually
Up to 10 active properties

Everything in Starter, plus:

  • Acquisition analyzer & deal pipeline
  • Portfolio benchmarking
  • Live market rent & value estimates + rent optimizer
  • Equity trend
Professional
$999/yr
billed annually
Up to 25 active properties

Everything in Growth, plus:

  • Entities & holding-company grouping
  • Commercial / portfolio loan tracking
  • Lender package PDF export
  • Portfolio advisor
Enterprise
Contact sales
25+ active properties

Everything in Professional, plus:

  • Unlimited properties
  • Dedicated support

FAQ

Frequently Asked Questions

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Your Equity Won't Optimize Itself

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Up to 2 properties · no card required