For Real Estate Investors Who Think in ROE

Stop Guessing.
Start Optimizing.

Your equity should work as hard as you do. ROE Engine tracks return on equity across your entire portfolio and tells you exactly when to refinance, hold, or redeploy capital.

Free 14-day trial. No credit card required.

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Built by real estate investors who got tired of spreadsheets.

"I had no idea how much equity was sitting idle in my portfolio. ROE Engine flagged two properties for refinance — I freed up $140K and redeployed at 11% ROE."

Marcus T.

12-unit portfolio, Nashville

"I was using spreadsheets for 6 years. Within 30 minutes of importing my properties, ROE Engine showed me things I'd completely missed."

Sarah K.

8 properties, Austin

"The decision framework is the killer feature. Every property gets a verdict backed by math — not gut feeling. It changed how I think about my portfolio."

David L.

23 doors, Charlotte

The Hidden Leak

Your Equity Is Growing. Your Returns Are Shrinking.

Most real estate investors track rent, appreciation, and cash flow. Few track how efficiently their equity is performing.

As properties appreciate and loans amortize, equity grows — but return on equity naturally declines. Left unmanaged, capital that once delivered strong performance can quietly become underproductive.

ROE Engine treats declining ROE as a signal to act — identifying when to refinance, hold, or redeploy capital so your portfolio continues to perform at its highest potential.

How It Works

From Spreadsheet Chaos to Clarity in 3 Steps

1

Add Your Properties

Enter your property details manually or import them. Loan terms, purchase price, current value — we handle the rest.

2

Get Automated Analysis

ROE, DSCR, cash flow, and capital efficiency — calculated instantly using live FRED mortgage rates.

3

Act on Recommendations

Each property gets a verdict: refinance, hold, or sell. Every recommendation shows the math and portfolio-level impact.

Features

Built for Equity-Aware Investors

From the first acquisition offer to the year-end tax package — every decision your portfolio needs, backed by math instead of gut feeling.

Some features are available on Growth and above — see plans for tier details.

Decide with confidence

Sell, Refinance or Hold
Every property gets a verdict backed by math: refinance, hold, or sell, each with reasoning, portfolio impact, and safety-tested thresholds.
Acquisition Analyzer
Model a purchase before you make an offer: day-one cash flow, cap rate, DSCR, and cash-on-cash, plus exactly how it moves your whole portfolio.
Portfolio Benchmarking
Compare every property against your own portfolio, standard rules of thumb, and market rent, so you know which ones are worth a second look and why.
Capital Efficiency
See how many dollars a year your equity earns above, or leaves below, your target ROE — the metric most investors never track.

Plan and optimize

Rent Gap Analyzer
Find under-market rents and the annual income and ROE you are leaving on the table, from cached market comps.
Goals & Trajectory
Set an equity or cash-flow target and see whether you are on track, with historical, projected, and goal lines on one chart.
Scenario Stress Testing
Stack rent, rate, and expense changes and compare up to three scenarios side by side across the whole portfolio.
Deal Pipeline
Track every candidate from analyzing to closed, compare deals side by side, and convert a closed deal into a tracked property in one click.

Operate, report and finance

Leases, Tenants & Alerts
Track leases, tenants, rent, and deposits, with automatic alerts before leases expire, balloons come due, or rates drop into a refi opportunity.
Schedule E & Depreciation
A per-property Schedule E worksheet with straight-line depreciation, ready for your accountant and exportable to CSV.
Entities & Holding Companies
Organize properties by LLC or holding company with consolidated, per-entity metrics and Schedule E — built for multi-entity structures.
Lender Package Export
Generate a professional PDF (holdings, rent roll, financials, Schedule E) for any entity or your whole portfolio, ready to hand to a lender.

Product Tour

See It in Action

Explore the key screens that help investors track ROE, model scenarios, and make data-driven portfolio decisions.

Dashboard
Total Properties

6

Portfolio Value

$2.4M

Avg ROE

7.8%

Monthly Cash Flow

$4,120

Monthly Cash Flow by Property

P1
P2
P3
P4
P5
P6
Action

2 properties below target ROE — refinance analysis available.

Dashboard Preview

See Your Portfolio's True Performance

Portfolio Summary
Capital Efficiency

+$8,240/yr

Monthly Cash Flow

$3,847/mo

Total Equity

$847,200

Portfolio DSCR

1.65x

Recommendation

2 properties flagged for refinance — potential to free $127,400 in trapped equity.

PropertyROECash FlowVerdict
123 Main St8.4%$1,240/moHold
456 Oak Ave3.1%$847/moRefinance
789 Elm Dr2.8%$1,760/moRefinance

The ROE Engine Effect

See the Impact of One Refinance Cycle

A real-world example: 3 properties, 2 flagged for refinance, $127K in trapped equity freed and redeployed at 10% ROE.

Before
Monthly Cash Flow

$2,840/mo

Return on Equity

4.2%

Est. 1yr Total Return

$58,400

AfterWith Redeployment
Monthly Cash Flow

$3,670/mo

+$830/mo (+29%)

Return on Equity

10.0%

+5.8 pts

Est. 1yr Total Return

$72,340

+$13,940 (+24%)

Example based on a 3-property portfolio. Individual results depend on equity position, market rates, and local conditions.

Pricing

Simple, Transparent Pricing

Choose monthly or annual billing. Free 14-day trial on every plan. Archived properties are always free.

AnnualMonthly
Save up to 17% with annual billing
Starter
$150/yr
billed annually
Up to 3 active properties
  • Portfolio dashboard & per-property metrics
  • Transactions & Schedule E with depreciation
  • Leases, tenants & expiry/rate-drop alerts
  • Goals & trajectory
  • Scenario modeling
  • Portfolio digest email
  • FRED rate integration
Most Popular
Growth
$390/yr
billed annually
Up to 10 active properties

Everything in Starter, plus:

  • Sell / refinance / hold decision engine
  • Acquisition analyzer & deal pipeline
  • Portfolio benchmarking
  • Live market rent & value estimates + rent optimizer
  • Equity trend
Professional
$999/yr
billed annually
Up to 25 active properties

Everything in Growth, plus:

  • Entities & holding-company grouping
  • Commercial / portfolio loan tracking
  • Lender package PDF export
  • Portfolio advisor
Enterprise
Contact sales
25+ active properties

Everything in Professional, plus:

  • Unlimited properties
  • Dedicated support

FAQ

Frequently Asked Questions

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Your Equity Won't Optimize Itself

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