What's New in ROE Engine: September 2026

ROE Engine shipped a large batch of changes this month, most of it out of a top-to-bottom review of the product: every screen, every claim, every dead end. Here is what actually changed for you.

Every recommendation now shows its work

The biggest change is to the Sell, Refinance, and Hold cards on Opportunities.

Before, a card gave you the verdict and made you expand it to find out why. Now each card opens with a glance row -- one headline number (cash to unlock for a refi, equity a sale would free, or monthly cash flow for a hold) -- and a chip telling you how far that property sits from the threshold that decided its verdict. Expand the card and you get the full breakdown: ROE, cash flow, DSCR, and the rest.

That distance often matters more than the verdict itself. A property sitting just under your DSCR floor is a different conversation from one clearing it comfortably, and until now both of them simply said "Hold."

Beside each figure there is now a "why?" link that opens the reasoning in place: which of your thresholds the number was measured against, and what the engine concluded. Properties the engine considered and then set aside carry the same explanation, so you can see why a candidate was demoted rather than only which ones survived.

Deleting something is no longer permanent

Delete a transaction or a statement and an Undo appears immediately. Deleting a statement also removes the transactions that came from it, and a single Undo brings the whole set back together.

Behind that, a deleted row is hidden rather than destroyed, and it is kept for 30 days before it is removed for good. But recovery only happens through that Undo button on the toast, right when you delete -- once the toast is gone, the row can't be restored from the app.

Finding and fixing transactions in bulk

The transactions list now has a search box that matches vendor, description, and notes, alongside the existing property, type, category, and date filters. Tick the rows you want -- or use Select all to take everything currently listed -- and recategorize the lot, or move it to a different property, in one action.

Anyone who has imported a year of statements and then discovered that forty entries went to the wrong property will know exactly why this exists.

Alerts that reach you before the deadline does

New alerts cover a property's recommendation changing, a market estimate moving, a statement sitting unreviewed for a week, goal milestones and falling behind pace, and billing events. They join the lease-expiry, balloon-payment, and rate-drop alerts you already had. Every one of them links straight to the screen it is about.

Your data is yours

Settings is now three tabs -- Preferences, Security, and Billing -- and Security holds a new "Your data" section.

Export downloads a single file containing everything in your account: properties, mortgages, operating expenses, valuations, commercial loans, leases, transactions, statements and their line items, goals, deals, and entities. No support ticket, no waiting.

You can also close your account from the same place. It cancels your subscription, signs you out everywhere, and emails you the date your data will be removed -- thirty days out, so a change of mind is still possible.

And a few smaller things

There is now a security page setting out exactly how your account and your data are protected, and saying plainly what we do not claim. New accounts confirm their email address before signing in, and changing your password signs out every other device. The dashboard opens with your headline numbers rather than a checklist. The public ROE calculator can email you your result.

What's next

This release came out of a full walkthrough of the product, which turned up a good deal more than we've shipped so far, and we're continuing to work through it. If something here does not behave the way you expect it to, tell us.